Best Car Insurance Rates in California?
Okay, California has some pretty high rates of theft among cars, so if you want to get the best car insurance policy, you need to be careful with your vehicle. One, because if you aren’t, then you are at much higher risk for having to make a comprehensive car insurance claim, and two, because if you aren’t then you will probably have to pay more on your best car insurance coverage premium. Some people think that these measures only need to be taken when you have comprehensive coverage, but this is a situation that you want to avoid all around. Here is some advice.
- But my car is already protected!
A lot of people buy a new vehicle, which comes installed with some kind of anti theft device, and they think they are good to go from there. However, these manufacturer installed devices are the most common, and thus the car thieves who have some experience know them like the backs of their hands. If you want to get lower prices on your best car insurance premium, then you need to think further than the club (also easily overcome) and perhaps get some aftermarket parts.
- Nobody would want to steal my car.
Yeah, that’s what you think. One point is that often, car thieves are not after the car itself, but they want to sell it for parts. And your car doesn’t have to be nice and new and pretty to get parts of it stolen. Air bags are stolen at a rate of seventy thousand a year, and my ex boyfriend’s ugly, junky stereo was stolen out of his fifteen year old car, and the window broken. Car thieves are out to get more than just the obvious expensive cars.
If you want a rule to go by, then older cars are pretty much of equal likelihood to be stolen, because their parts often aren’t made anymore. As for new cars, normally the ones that hit the top of popularity lists are stolen. If you want some hard numbers, check out the website of the National Insurance Crime Bureau.
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