I Need to Find Car Insurance Company In California
Reader’s Question:
I live in California and I just want to know what I should do if I cant find an insurance company that will insure me?
Thyme
Good Question, Thyme.
Some of the insurance companies specialize for the high risk drivers. This what we call the non standard market. If you plan to purchase in the non standard markets, make sure you shop around first because the requirements and eligibility are different from these insurance companies.
If you still cant find an insurance company that will insure you, you can get liability coverage from the California Automobile Assigned Risk Plan. (CAARP). This plan is for those who are unable to find an insurance company from the non standard markets and for those who do not qualify as a good driver.
Heres how the plan works. Your application will be assigned to an insurance company. All insurance companies are required to accept all applicants of CAARP. The rates for the plan are all the same regardless of which insurance company that issues the policy. This plan is also available in installment. If you maintain a clean driving record for three years, you may be able to move to a standard line insurance company.
You may check with the certified insurance agent of CAARP to find out more information on how to apply for the insurance with this plan.
Goodluck!
MariCAR
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