Minimum Liability Auto Insurance Quote in California
Reader’s question:
What is the minimum liability insurance required for California drivers?
Michael
Thank you for asking.
The state law in California requires all motorist to show proof of financial responsibility. They must show their ability to pay for damages and injuries to others resulting from an accident.
Every driver and car owners are required by the California’s Compulsory Financial Responsibility Law to be financially responsible for all their actions. Here’s the minimum liability insurance requirement in California:
Bodily Injury:
- $15,000 for injury or death of one person per accident
- $30000 for all persons per accident
Property Damage:
- $5,000 per accident
There are ways to accomplish the financial responsibility
1. the coverage by a motor vehicle /automobile liability insurance policy
2. Financial Responsibility (FR) /cash deposit of $35000 with the DMV
3. certificate of self insurance issued by DMV to owners of fleets of more than 25 vehicles
4. surety bond for $35000 obtained from the licensed insurance company in CA
All motorist should have the minimum liability insurance or may have an alternative way to pay for the damages they may cause. Personal injury is not required but its an optional coverage that one might want to buy for reasonable and necessary medical expenses payment for you and your passengers.
Goodluck!
MariCAR
California Car Insurance Law – What if I Drive With Out Insurance?
Reader’s question:
Is it illegal in California to drive a car without insurance?
Rica
Yes.
The California state laws requires all motorist to register or renew the registration and that you show proof of insurance. It is mandatory that all vehicle owners and drivers carry certain liability insurance.
The minimum monetary limit are the following:
$15000 for injury or death of one person per accident
$30000 for injury or death of 2 or more persons per accident
$15000 for property damage per accident
Tha state of California requires evidence of financial responsibility to be carried at all times in their vehicle. California states law states that unlicensed or those with invalid driver’s license car owners are subject to the same financial laws as valid California licensed drivers.
To drive legally in California you will need to get California auto insurance. You can get affordable quote online. Check individual websites to find out more whats right for you.
Goodluck!
MariCAR
Loading ...