What Will Happen if You File an Automobile Insurance Claim?
My husband’s car was hit last week by another vehicle, and we had to file a car insurance claim with that person’s automobile insurance company. The company was AllState, and the claim went smoothly. They looked at the car, we took it to the rental agency and got a rental car, and then we dropped our own car off at the repair shop recommended by the insurance company. Everything went well and, a couple days later, we had our car back as good as new (and vacuumed!).
That is how things should go. Whenever you get into a car accident and another driver is at fault, you, the victim, should have an easy time of it, right? All you should have to do is call up their insurance company, and then they take it from there. However, this is not always the case. Sometimes it’s just the problem of the automobile insurance company, and other times whenever the claim involves an injury the claims process can be more complicated.
Whenever you need to get repairs done on your vehicle after an accident, be sure to call the insurance company beforehand. Many companies do not like to be told after the repairs are being done, and if you take the car to the shop without telling the company then you might not get your claims check later on. So, first things first, make sure that the insurance company of the other driver understands that they are liable, and make sure that you get an approval from them on paper, even if you have to fax it.
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