I was speaking with a friend the other day about the dwindling prospect of low cost California auto insurance. Said friend has recently graduated from college, and has never been on anything but his parent’s car insurance policy. They paid all of the premiums throughout high school and college, and now that the onus is finally on him, he’s finding it a little to heavy to handle. But, knowing that it is illegal to drive uninsured in the state of California, he’s cut the staples and dealt with it, for the sake of his driver’s license. However, with his low recent college graduate income and a kid on the way, he might not be able to keep up with it for long.

What he doesn’t know (don’t worry, I’ll tell him), is that low cost California auto insurance is within his reach. The state of California, after all, had to come up with some way to combat the fact that there are around three million people without car insurance on their roads, and many reasons for this. A sizeable portion of the population of California can’t insure themselves simply because they don’t have the money. But the low cost California auto insurance program takes a big step towards eliminating uninsured drivers by offering low cost California auto insurance coverage to good drivers who don’t make enough money to insure themselves.

This is not a taxpayer paid program, either. These very affordable rates are the way they are because car insurance companies can afford to make them so on their own. These rates cover the risk of these good drivers. The program is run by the same department that runs California’s assigned risk pool.

At the moment, forty two counties in California offer this low cost California auto insurance program, and the state department of insurance is considering sixteen more counties, which will probably be part of the program by the end of the year, by Novemeber at the soonest. To find out more about the low cost California auto insurance program, you can call 1-866-602-8861.