Can You Sue Your California Auto insurance Carrier?
Okay, you found your car insurance company, and now it’s time to give up your money and get your auto insurance policy in return. However, it shouldn’t be as simple as that. You may have found the best company and the best rate, but that doesn’t preclude you from the read your auto insurance policy in requirement. Anytime you get an auto insurance policy without reading it beforehand, you are looking for trouble in the future. Here are a couple of things you should look out for.
- Don’t let go of your tort.
In many states, you have the option to limit the amount that you can sue. Normally, if you have limited lawsuit capability, your auto insurance policy in will cost less. However, you have to consider that if you do this, you are making it very hard for yourself in extreme situations. Normally they will only let you sue if you have undergone some terrible, life long injury. And it also makes it to where the car insurance company can take advantage of you.
If you keep the right to sue as part of your auto insurance policy, then you are more free with your ability to file a claim and if you have any problems with your claim, be it with the company or the other driver, then you can still go to court to handle your problems instead of relying on othe methods which might not be as rewarding for you.
- Check your parts.
Another thing that the insurance companies like to slip into the auto insurance policy is the requirement for aftermarket parts whenever you are getting repairs. Often, even people who read their auto insurance policy will not realize what this means, but if you read my post about aftermarket and OEM parts you can see why this requirement might not be good for you.
Other names for aftermarket parts are ‘new factory’ and ‘like kind and quality’.
Loading ...