California Auto Insurance Lemon Law

 

October 21, 2007 by · Leave a Comment
Filed under: Insurance Laws 

California auto insurance law has a few things to say about lemons, which will without a doubt get you both higher rates for car insurance and a higher amount of repairs while you own the so called vehicle. But what is a lemon, anyway, at least according to California auto insurance law?

  • A lemon is…

The word lemon, when referring to a product, typically means that it has defects which make it to where it cannot complete its usage. It goes for any type of product, but is most often used as a name for vehicles which consistently have break downs and other mechanical problems over a short period of time. I had a lemon once, and believe me, it is not fun to constantly be broke because you have to pay for a huge car repair once a month or more.

These lemons are such a huge problem, that a subsection had to be created in California auto insurance law to make way for the lemon laws. The lemon laws define what a lemon is, allowing the owners of the lemons to sue the sellers if their vehicle fits the description. It also makes sure that the companies are protected by only allowing lawsuits over cars that do indeed fit the definition in the lemon laws.

According to California auto insurance law, a lemon is when a car continues with the same problem after three attempts at fixing it, or has continued with the same problem after an attempt at fixing it and as a result has been broken down for at least twenty days (which do not need to follow one after the other)

In order for you to be able to file a lawsuit under the lemon provision of the California auto insurance law, though, the lemon has to:

  • have racked up at least 18,000 miles when you first informed the manufacturer about it
  • either the manufacturer or the dealer has to try to fix the car, not just some guy you know who knows about cars
  • has to be big enough to get in the way of the use or value of the vehicle

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